How to Play Your 16s Against Dealer's 10 in Blackjack
Having 16 in blackjack game when the dealer shows at 10 value up card is a poor hand because your chances of winning aren't very good. However, by executing the following strategies you can minimize the damage and lose less in the long-run. Let's look at some different 16s that you could get and the best way to play them. Hard 16, Multi-Card 16, Soft 16, and Pair of 8s.
If you are dealt the two card Hard 16 your best option is to surrender your hand. When you surrender you forfeit playing your hand with an automatic loss of half the original bet. Surrendering your hand makes sense only when your chance of winning is less than 1 out of 4 hands. Therefore, you will save money in the long-run by surrendering the hand instead of standing or hitting it. If the surrender option is not offered then hitting is the better option. Here again, you lose money when you Hit or Stand but you will lose less in the long-run by hitting.
If you have a Multi-Card 16 your best option is to stand. The reason is your hand contains one or more small value cards that are no longer available in the pack of unplayed cards. These small cards are exactly what you need to make a Pat hand when you hit your 16. The fact that a few of them just landed in your hand is enough to shift the odds towards standing rather than hitting.
When you are deal Soft 16 you should always hit. That's because you can't bust with the one card draw to Soft 16. Therefore it's worth hitting to try to get Hard 17, soft 19 or higher.
Most players do not split a pair of 8s reasoning "Why throw more money at a bad hand by splitting?". But the fact is this. Splitting 8s gives you 2 decent starting hands. Which is better than playing out the one hand starting with a dreaded 16. Yes, you sometimes lose both splits but in the long-run, your combined losses will be less than you would lose by playing one hand of 16.
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